How does the budget impact you?

Property Partner does not provide tax advice, and this calculation is for illustrative purposes only. Tax treatment depends on your individual circumstances and may be subject to change in the future.

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Have you already purchased this property?

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  • No, I plan to purchase after April 2016
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Income Tax Analysis

Current Tax Regime

£3,375

Net income

2.11% Net yield

(0% Gross yield)

Gross Rent Per Annum 16500

Net Rental Income 12375

Mortgage (6750)

Net Profit 5625

Personal Taxation (2250)

Future Tax Regime

Effective as of the UK fiscal year commencing 2020

£3,375

Net income

2.11% Net yield

(0% Gross yield)

Gross Rent Per Annum 16500

Net Rental Income 12375

Mortgage (6750)

Net Profit 5625

Personal Taxation (2250)

Impact of the Autumn Budget:
You pay additional Stamp Duty Land Tax of 0

The calculations in the above buy-to-let budget calculator are based on the following assumptions:

  • Stamp Duty Land Tax is in line with the current tax legislation, as at the date this buy-to-let calculator is published (note, this impacts the income yield)
  • All properties acquired after April 2016 result in the additional 3% Stamp Duty Land Tax announced in the Autumn Budget (note, this impacts the income yield)
  • Additional purchase costs of £5,000 per property are incurred by the investor (note, this impacts the income yield)
  • Net rental income is after estimated annual property costs, which other than interest payments, are 25% of gross rental income
  • Mortgage payments are interest only
  • Includes the full impact of tax changes announced in the 2015 UK Summer Budget, which will be effective as of the UK fiscal year commencing 2020
  • All personal tax allowances have been fully utilised, and ignores national insurance contributions